Some of y'all are gasping in horror at this. I know how you look forward to getting your tax return each year. Well, I'd rather have the money in MY account making ME interest than letting Uncle Sam have it and use and abuse it all year without paying me interest on it. I'm a tightwad. That's a basic tightwad principle - my money should work for me, not Uncle Sam.
Last year I even put a calculator to it and figured out the I made $12.32 in interest by owing on my taxes instead of getting a refund. Not alot, but I STILL MADE MONEY.
I do our monthly budget on MS Excel and I also spent time today setting it up to keep track of the state sales tax we pay as I found out recently that it is deductible in the state of Texas. Others of y'all are now gasping in horror. "What?! Keep up with all that? No way!!"
Another tightwad principle - keep track of EVERYTHING you spend down to the penny. DH and I keep every receipt for everything we buy and I enter into my monthly budget spread sheet. No, it doesn't take a lot of time. I'm at my computer everyday, so it takes very little time to enter in a receipt or two each day. Then at the end of the month, I check everything against our credit card and bank statements. So now I enter sales tax, too, and let Excel keep up with it.
And now, in celebration of having the taxes done, I think I shall hie myself off to stitch.