Warning, long rant imminent! DH and I are supposed to close on our new house tomorrow. This is the fifth house we've bought in our 20+ years of marriage. I can truthfully say that this is the most convoluted, crazy, ippity, blippity, bleepin' closing we've ever experienced. I have no faith that we will actually close as scheduled tomorrow, but I guess miracles do occur.
The realtor has been wonderful - the poor man has REALLY earned his money with this sale/closing. The title company has done their job efficiently and in a timely and knowledgeable manner. The bank? Well, let's just say that monkeys with an abacus and a typewriter could do a better job. Neither of the loan officers we've been shunted between seems to have a clue. DH caught a MATH ERROR the second one made. A bank loan officer!! A MATH ERROR!!! And he was using an Excel program!!!! Geesh.
DH has had to call the bank nearly every day to check up on things they should be attending to. We're certainly paying them enough fees for them to do their job without supervision, but they seem unable to comprehend this. Yesterday, they told DH that we will need a cashier's check for the closing, despite having told him repeatedly that we could just write a check from the money market account where our funds are currently held. SURPRISE! Uh, gee. It takes 10-14 days for a check like that to clear our bank before our bank will write us a cashier's check. Uh, gee. It's three days until closing (another math error perhaps?). Instead of giving in to his urge to tell the bank off, DH called the realtor. The realtor told DH to have the money wired to the title company. DH called the title company. They said, "Easy peasy. We actually prefer that it be done that way. And the bank should know this." Sigh. *bangs head on desk*
Anyway, as I've been packing up pictures, I thought I'd post a few of my favorites. Here is "Texas Nutcracker" by Mosey-n-Me.